FERS High-3 Salary: 3 Costly Mistakes to Avoid
The short answer: Your FERS high-3 salary is the average of your highest 36 consecutive months […]
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Social Security Earnings Test: 3 Critical Rules to Avoid a 2026 Benefit Cut
The short answer: The Social Security earnings test may reduce benefits if you claim before full […]
FEHB Five-Year Rule: 5 Facts to Protect Your Retiree Coverage
The short answer: The FEHB five-year rule generally lets you keep federal health coverage in retirement […]
FERS Sick Leave Credit: Protect 2,087 Hours and Boost Your Pension
The short answer: The FERS sick leave credit converts your unused sick hours into extra creditable […]
TSP Roth Catch-Up: 3 Critical Rules to Avoid a 2026 Tax Penalty
The short answer: A new TSP Roth catch-up rule takes effect January 1, 2026. Federal employees […]
Social Security Paper Checks Are Ending: Protect Your 2026 Payments
The short answer: Social Security paper checks are being phased out. Starting September 30, 2025, the […]
Sequence of Returns Risk: 3 Proven Ways to Avoid Early Retirement Losses
The short answer: Sequence of returns risk is the danger that poor investment returns early in […]
FEHB Eligibility Verification: Protect Coverage by the 2026 Deadline
The short answer: FEHB eligibility verification is a new federal requirement under a final rule that […]
TSP Spousal Consent: 5 Critical Rules That Protect Your Spouse
The short answer: TSP spousal consent is a federal rule that gives the spouse of a […]
What Healthcare Really Costs in Federal Retirement: A 20-Year Budget Guide for FEHB Enrollees
The short answer: FEHB retirement healthcare coverage continues for eligible federal retirees — but costs rise […]