Military Basic Pay Deposit: Essential 3% Rule and the 2-Year Trap
Buying back military time is one of the few retirement moves with a price tag you […]
Pension
Using Sick Leave Before Retirement: What Each Hour Really Costs Your Pension
In your final year of federal service, the arithmetic on your sick leave balance stops being […]
FERS Contribution Rates: 3 Critical Tiers That Protect Your Pension
The short answer: FERS contribution rates come in three tiers — 0.8%, 3.1% and 4.4% of […]
FERS Annual Leave Payout: Protect a Vital $10,000+ Retirement Bonus
FERS Annual Leave Payout: Turning Unused Hours Into a Lump Sum The short answer: A FERS […]
FERS Redeposit: Avoid Losing Costly Service Credit in 2026
The short answer: A FERS redeposit is a payment that returns previously refunded retirement contributions, plus […]
FERS Law Enforcement Retirement: 3 Critical Rules to Avoid Costly Errors | Fed Pilot
The short answer: FERS law enforcement retirement is a special provision for covered officers, firefighters, and […]
FERS Pension Multiplier: 3 Critical Facts to Boost Your Annuity 10% | Fed Pilot
The FERS pension multiplier is usually 1%, but rises to 1.1% if you retire at 62 with 20 years of service. That 10% boost can add up over a long retirement.
FERS Military Deposit: 3 Critical Steps to Boost Your Pension
The short answer: A FERS military deposit lets a federal employee receive civilian pension credit for […]
FERS High-3 Salary: 3 Costly Mistakes to Avoid
The short answer: Your FERS high-3 salary is the average of your highest 36 consecutive months […]
How Part-Time Federal Service Reduces Your FERS Pension (And What to Do About It)
The short answer: Part-time federal service counts fully toward your years of creditable service for FERS […]