FERS High-3 Salary: 3 Costly Mistakes to Avoid
The short answer: Your FERS high-3 salary is the average of your highest 36 consecutive months […]
Pension
FERS Sick Leave Credit: Protect 2,087 Hours and Boost Your Pension
The short answer: The FERS sick leave credit converts your unused sick hours into extra creditable […]
How Part-Time Federal Service Reduces Your FERS Pension (And What to Do About It)
The short answer: Part-time federal service counts fully toward your years of creditable service for FERS […]
FERS Diet COLA Explained: Why Your 2027 Pension Adjustment May Fall Short of Inflation | Fed Pilot
The Bureau of Labor Statistics released April 2026 inflation data on May 12, and the headline […]
FERS 1.1% Multiplier at Age 62: How Much More Is Your Pension Worth? | Fed Pilot
Federal employees often plan their retirement date around a clean round number — age 60, 30 […]
MRA+10 Retirement: When the 5% Per Year Reduction Is Worth It (And When to Postpone Instead)
MRA+10 lets you retire as early as age 57 with just 10 years of service — but the 5% per year reduction can cost six figures over your retirement. Here’s when to take it and when to postpone.
Sick Leave Credit at Retirement: How Unused Sick Leave Boosts Your FERS Pension
Sick Leave Credit at Retirement: How Unused Sick Leave Boosts Your FERS Pension Most federal employees […]
FERS COLA Explained: How Your Pension Adjusts for Inflation — And Why It’s Less Than You Think
If you’re a federal employee approaching retirement, you’ve probably heard the term COLA — Cost-of-Living Adjustment. […]
Military Buyback for Federal Employees: How to Add Military Service to Your FERS Pension
What Is a Military Service Credit Deposit (Buyback)? If you served in the military before joining […]
FERS Survivor Benefits: What Happens to Your Spouse When You’re Gone?
FERS Survivor Benefits: What Happens to Your Spouse When You’re Gone? You’ve spent decades building your […]