Pension

FERS Diet COLA Explained: Why Your 2027 Pension Adjustment May Fall Short of Inflation | Fed Pilot

Pension federal employees, federal retirement

The Bureau of Labor Statistics released April 2026 inflation data on May 12, and the headline […]

Federal employee reviewing FERS retirement annuity calculation

FERS 1.1% Multiplier at Age 62: How Much More Is Your Pension Worth? | Fed Pilot

Pension federal employees, federal retirement

Federal employees often plan their retirement date around a clean round number — age 60, 30 […]

MRA+10 Retirement: When the 5% Per Year Reduction Is Worth It (And When to Postpone Instead)

Pension federal employees, federal retirement

MRA+10 lets you retire as early as age 57 with just 10 years of service — but the 5% per year reduction can cost six figures over your retirement. Here’s when to take it and when to postpone.

Sick Leave Credit at Retirement: How Unused Sick Leave Boosts Your FERS Pension

Pension federal employees, federal retirement

Sick Leave Credit at Retirement: How Unused Sick Leave Boosts Your FERS Pension Most federal employees […]

FERS COLA Explained: How Your Pension Adjusts for Inflation — And Why It’s Less Than You Think

Pension federal employees, federal retirement

If you’re a federal employee approaching retirement, you’ve probably heard the term COLA — Cost-of-Living Adjustment. […]

Military Buyback for Federal Employees: How to Add Military Service to Your FERS Pension

Pension federal employees, federal retirement

What Is a Military Service Credit Deposit (Buyback)? If you served in the military before joining […]

Federal employee couple reviewing survivor annuity election documents before retirement

FERS Survivor Benefits: What Happens to Your Spouse When You’re Gone?

Pension federal employees, federal retirement

FERS Survivor Benefits: What Happens to Your Spouse When You’re Gone? You’ve spent decades building your […]

Financial planning documents showing FERS pension calculations with a calculator and pen on a professional desk

How to Calculate Your FERS Pension: A Step-by-Step Guide for Federal Employees

Pension federal benefits, federal employees, federal retirement, High Three, OPM, Pension, Pension Calculations, Retirement Planning

Learn the exact FERS pension formula — high-3 average salary, years of service, and multiplier — with real examples, a full calculation walkthrough, and the three variables you can still influence before you retire.