FERS High-3 Salary: 3 Costly Mistakes to Avoid
The short answer: Your FERS high-3 salary is the average of your highest 36 consecutive months […]
federal retirement
Social Security Earnings Test: 3 Critical Rules to Avoid a 2026 Benefit Cut
The short answer: The Social Security earnings test may reduce benefits if you claim before full […]
FEHB Five-Year Rule: 5 Facts to Protect Your Retiree Coverage
The short answer: The FEHB five-year rule generally lets you keep federal health coverage in retirement […]
Social Security Paper Checks Are Ending: Protect Your 2026 Payments
The short answer: Social Security paper checks are being phased out. Starting September 30, 2025, the […]
Sequence of Returns Risk: 3 Proven Ways to Avoid Early Retirement Losses
The short answer: Sequence of returns risk is the danger that poor investment returns early in […]
FEHB Eligibility Verification: Protect Coverage by the 2026 Deadline
Update September 3, 2026: OPM has since raised the standard for Open Season. Benefits Administration Letter […]
TSP Spousal Consent: 5 Critical Rules That Protect Your Spouse
The short answer: TSP spousal consent is a federal rule that gives the spouse of a […]
What Healthcare Really Costs in Federal Retirement: A 20-Year Budget Guide for FEHB Enrollees
The short answer: FEHB retirement healthcare coverage continues for eligible federal retirees — but costs rise […]
The FERS Special Retirement Supplement: Your Bridge to Social Security Before Age 62
The short answer: The FERS Special Retirement Supplement (SRS) is a monthly benefit OPM pays to […]
Will the TSP C Fund Hold SpaceX After Its IPO? What Federal Employees Need to Know
The short answer: The TSP C Fund SpaceX question has a clear answer: the C Fund […]